Better Cash Management
Market Savings uses a new approach to savings and investment technology to help corporations and individuals optimize their cash management without sacrificing security or access.
FDIC-Insured³ Savings
Market-Driven Yield.
Deposit Security.
Full Liquidity.
Market Savings delivers everything you value in your current bank account—safety and instant access—with one important difference: each month you earn market investments instead of traditional interest. Same access, same security—just higher yield potential through market-driven returns.¹
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Market-Powered Returns
Instead of interest, you receive monthly investment allocations that track real market performance—giving you the potential for higher returns than traditional savings accounts.
FDIC Protection
Your principal deposit remains fully insured by the Federal Deposit Insurance Corporation³ — it never gets invested and is never subject to market risk.
Instant Liquidity
Access your money anytime with same-day transfers—no waiting periods or withdrawal restrictions.
How it works
Step 1
Your funds are held in an FDIC-insured bank account³. Put cash in, pull cash out as needed.
Step 2
Each month, you receive investment allocations in your selected portfolio based on your prior month’s cash balance.
Step 3
Track everything—cash balance and investment performance—through your Market Savings dashboard.
Choose Your Investment Strategy
Save’s investment management team has extensive experience
creating portfolio strategies to meet a wide variety of client needs.
Moderate
Pacer COWZ
A strategy-driven exchange traded fund that aims to provide capital appreciation over time by screening the Russell 1000 for the top 100 companies based on free cash flow yield.
APY* since live date of 16 Dec, 2016
5.71%
APY* since data start date of 31 Dec, 2004
5.16%
Moderate
S&P 500
An index that tracks the performance of the top 500 companies in the United States.
APY* using live data, since 31 Dec, 2004
5.50%
Growth
Nasdaq 100
An index that includes 100 of the largest non-financial domestic and international companies.
APY* using live data, since 31 Dec, 2004
6.02%
Conservative
Gold
Provides exposure to price of gold through an exchange traded fund.
APY* using live data, since 31 Dec, 2004
5.48%
Higher Return Potential,
Same Security, Full Access
Investment growth potential meets FDIC³ safety and instant liquidity.